An extraordinary opportunity awaits as the seller's mortgage loan is assumable at a superb 2.25% FHA rate, allowing you to save significantly on your monthly payments. This stunning residence, with its 3 bedrooms, 3 bathrooms, and an additional powder room, seamlessly blends simplicity with sophisticated style. Nestled against a scenic backdrop of majestic mountains and trails, it also showcases enticing pools and a perfect BBQ spot for those memorable gatherings. The refined interiors showcase a mix of exquisite quartz countertops and contemporary flooring, leading you to a grand central chef's kitchen crowned with a statement-making quartz island. Furthermore, you'll enjoy the convenience of a spacious 2-car garage, an intimate outdoor patio for those tranquil moments, and cutting-edge smart home technology to enrich your living experience. Situated in a prime spot, you'll find parks, trendy shops, and a myriad of dining options just a leisurely stroll away. But it's not merely about the physical structure; it's the vibrant lifestyle it promotes, from tranquil park lounging to exhilarating mountain adventures. Don't just dream about it - come and feel the magic for yourself. Give us a call TODAY to book a tour and seize this rare Otay Ranch opportunity while its still available!